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Terms & Conditions

Last Updated: May 2026

01.Acceptance Of Terms

By accessing or using the JohnnyInsure website, you agree to be bound by these Terms and Conditions and by the Privacy Policy. If you do not agree with any part of these terms, please discontinue use of the website. Continued use after changes are posted constitutes acceptance of the revised terms.

02.Nature Of The Service

JohnnyInsure provides insurance guidance and comparison support across auto, home, life, health, and Medicare coverage options. Content on this website is informational and does not constitute a binding offer of insurance, legal advice, financial advice, or tax advice.

Final coverage terms, eligibility, pricing, and policy issuance are determined solely by the insurance carriers underwriting each policy. Quotes presented through this service are estimates until confirmed by a carrier.

03.Eligibility

The website and its services are intended for adults residing in the United States. By creating an account or submitting a request, you confirm that you meet this requirement and that the information you provide is truthful, accurate, and complete.

04.Account Responsibilities

Creating an account requires accurate registration details and a secure password. Account holders are responsible for:

  • Maintaining the confidentiality of their login credentials
  • All activity that occurs under their account
  • Notifying JohnnyInsure promptly of any suspected unauthorized use
  • Keeping contact details current so important notices can be delivered

05.Text Messaging Terms

Where consent has been given during sign up, text messages may be sent relating to account activity, saved coverage details, request confirmations, reminders, and, with separate consent, marketing and promotional content.

Consent to receive messages is not a condition of purchase. Message frequency may vary and standard message and data rates may apply. Reply STOP to cancel messages at any time or HELP for assistance.

06.Acceptable Use

When using the website, you agree not to:

  • Submit false, misleading, or fraudulent information
  • Interfere with the operation or security of the website
  • Attempt to access accounts, systems, or data without authorization
  • Use automated tools to scrape, copy, or harvest content or data
  • Use the service for any unlawful purpose

Access may be suspended or terminated for conduct that violates these terms.

07.Intellectual Property

All content on this website, including text, graphics, logos, page designs, and arrangement, belongs to JohnnyInsure or its licensors and is protected by applicable intellectual property laws. Content may be viewed and printed for personal, non-commercial use only. Any other reproduction, distribution, or modification requires prior written permission.

08.Third Party Services And Links

The website may reference or link to third party websites, including insurance carriers. Those sites operate under their own terms and policies, and no responsibility is accepted for their content, accuracy, or practices. Engaging with a third party site is at your own discretion.

09.Disclaimers

The website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. No guarantee is made that the website will be uninterrupted, error free, or that any specific coverage outcome will be achieved.

10.Limitation Of Liability

To the fullest extent permitted by law, JohnnyInsure shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from the use of, or inability to use, this website or its services. This includes damages related to coverage decisions made by carriers, reliance on informational content, or interruptions in service.

11.Indemnification

You agree to indemnify and hold harmless JohnnyInsure from claims, losses, liabilities, and expenses, including reasonable legal fees, arising out of your misuse of the website, violation of these terms, or infringement of any rights of another party.

12.Arbitration Agreement

Any dispute arising out of or relating to these terms or the use of this website that cannot be resolved informally shall be settled by binding individual arbitration, rather than in court, except where prohibited by law. Disputes must be brought on an individual basis and not as part of any class or representative proceeding.

13.Changes To These Terms

These terms may be revised from time to time. The date at the top of this page reflects the most recent revision. Material changes take effect when posted, and continued use of the website after posting constitutes acceptance of the updated terms.

14.Governing Law

These terms are governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles, except where the arbitration agreement above applies.

15.Contact

Questions about these Terms and Conditions can be directed to:

  • Phone: +1 (410) 929-7612
  • Address: 5602 Baltimore National Pike Catonsville MD 21228